Wire Transfer Agreements

10.1 If a bank transfer (or request to cancel or change a transfer) has been sent in accordance with the security procedures applicable to the service and claims to have been forwarded or authorized by the Customer, it is considered a transfer (or request) from the Customer, even if the transfer (or request) has not been approved by the Customer. If the bank has accepted the transfer (a) in accordance with the security procedures relating to this transfer, (b) in accordance with an agreement or written instruction from the customer, limits the acceptance of the transfer issued on behalf of the customer and (c) in good faith, then the customer is required to pay the amount of this transfer to the bank. 2.1 The customer may order the bank to transfer funds from all bank-managed customer deposit accounts and as shown in Appendix B of this schedule. For the purposes of this appendix, such instruction (or “order”) is received by the authorized customer or user initiated by the online banking service, unless the bank decides otherwise in writing, at its sole discretion. 15. Use of correspondence accounts. A transfer can be made by any corresponding bank of the beneficiary`s bank and the bank in a manner deemed most appropriate and effective by the participating bank or other bank. 16.4 Transfer transactions are subject to all of the above provisions and all provisions relating to electronic transactions, including, but not only to UCC Section 4A. 9.1 The Client agrees that the security procedures applied by the Customer, as defined in this appendix and/or related documents, including Appendix C of this schedule, and the terms and schedules of the online banking service, or referring to this directive, are an economically acceptable method to ensure security against unauthorized transfers and for all other instructions from the Customer to the bank. Any request for wire sent by the customer is deemed authorized if it is transmitted in accordance with security procedures. The client also accepts that any choice the customer can make to modify or reject security procedures is at the customer`s risk and that any loss resulting from such a change or refusal is the responsibility of the client. 9.6 The customer heresafter acknowledges that security procedures are not intended to detect errors in the content or to verify the contents of a transfer by the customer.

As a result, errors with defects are included in the customer`s transfers and the customer is required to pay or refund the amount of such a transfer (if this is the case). No security procedures have been agreed between the bank and the customer to detect such an error. IF ELECTS CUSTOMERS ARE ON THE USE OF DUAL CONTROL AND/OR OTHER ADDITIONAL SECURITY PROCEDURES, AGREES CUSTOMERS, AS WAIVER OR REJECTION SEARCH IS IN SOLE RISK CUSTOMERS, AND CUSTOMERS MUST BE RESPONSIBLE FOR EACH LOSS RESULTING IN WHOLE OR PART OF THE WAIVER OR REJECTION SEARCH. Additional AGREED CLIENT: (i) THAT THE BANK HAS A COMMERCIALLY REASONABLE MEANS OF SECURITY ASCRIBED IN THE ADDITIONAL SECURITY PROCEDURE (S) THAT THE CLIENT USES AND (II) THAT WAivING CUSTOMER TRANSFER ORDERS OR REJECTing THE SECURITY PROCEDURE (S) WILL BE TREATED AS AUTHORIZED.